Frequently Asked Questions

Personal Injury

A personal injury in Georgia refers to any harm suffered by a person due to the negligence, recklessness, or intentional actions of another party. This can include physical injuries, emotional distress, and financial losses resulting from various incidents like car accidents, slip and falls, medical malpractice, or workplace accidents.

In Georgia, the statute of limitations for most personal injury cases is two years from the date of the injury. However, there are exceptions, so it’s important to consult with an attorney as soon as possible to ensure your rights are protected.

Yes, under Georgia’s modified comparative negligence rule, you can still recover damages if you were less than 50% responsible for your injury. However, your compensation will be reduced by your percentage of fault.

In Georgia, you may be entitled to recover economic damages (like medical expenses and lost wages), non-economic damages (such as pain and suffering), and in some cases, punitive damages if the defendant’s conduct was egregious.

While not legally required, it’s highly recommended to hire an attorney for a personal injury claim in Georgia. An experienced lawyer can help navigate the legal system, negotiate with insurance companies, and ensure you receive fair compensation for your injuries.

Automobile Accidents

Ensure safety first by moving to a safe location if possible. Call 911 to report the accident and get medical attention if needed. Exchange contact and insurance information with the other driver but avoid admitting fault or making statements that could be used against you. Take photos of the accident scene, vehicles, and any visible injuries.

A valid claim typically requires proving that the other party was negligent or at fault, and that their negligence directly caused your injuries. If you’ve suffered damages such as physical injuries, property damage, or lost wages due to the accident, you may have a valid claim.

You may be entitled to various types of compensation, including medical expenses, rehabilitation costs, lost income (both current and future), pain and suffering, emotional distress, and property damage. In some cases, punitive damages may also be awarded.

Be cautious. It’s generally recommended to speak with a personal injury attorney before giving a statement to the other driver’s insurance company. Anything you say could be used to minimize your claim.

The statute of limitations in Georgia is two years from the date of the accident. It’s crucial to file a lawsuit within this timeframe, or you may lose your right to sue.

Collect and document as much as possible: police reports, medical records and bills, photographs of the scene and injuries, contact information of witnesses, and a record of how the accident has impacted your daily life.

Fault is determined by considering evidence such as police reports, witness statements, traffic laws, and often, the assessment of the accident scene. Some states use a comparative negligence rule, where fault can be shared among parties.

Insurance policies are often the primary source of compensation. Your attorney can negotiate with insurance companies to ensure fair settlement for your damages. This includes dealing with uninsured or underinsured motorist coverage.

Yes, the state of Georgia has comparative negligence laws. However, your compensation might be reduced by the percentage of fault attributed to you. For example, if you are found to be 30% at fault, your compensation might be reduced by 30%.

An attorney can evaluate your case, gather evidence, negotiate with insurance companies, and represent you in court if necessary. They can help navigate legal complexities, ensure compliance with procedural rules, and work to maximize the compensation you receive.

Motorcycle Accidents

Ensure your safety and seek medical attention, even for minor injuries. Call the police to report the accident. Exchange information with other parties involved but avoid discussing fault. Document the scene with photos and gather contact information from witnesses. Report the accident to your insurance company as soon as possible.

Georgia follows a modified comparative negligence rule. Fault is determined based on evidence such as police reports, witness statements, and accident scene analysis. If you are less than 50% at fault, you can still recover damages, but your compensation will be reduced by your percentage of fault.

You can potentially recover for medical expenses, lost wages, property damage, pain and suffering, and emotional distress. In some cases, punitive damages may be awarded if the other party’s actions were particularly reckless.

Georgia law requires all motorcycle riders and passengers to wear helmets. Not wearing a helmet can impact your injury claim, as it might be argued that your injuries were more severe due to the lack of a helmet.

Yes, Georgia law requires you to report any traffic accident involving death, injury, or property damage over $500 to the local police, sheriff, or state patrol.

The statute of limitations for personal injury in Georgia is two years from the date of the accident. For property damage, it’s four years. Missing this deadline typically means you cannot pursue legal action.

Yes, as long as you are less than 50% at fault. However, your compensation will be reduced by your percentage of fault under Georgia’s modified comparative negligence rule.

Be cautious. It’s advised to consult with a personal injury attorney before speaking to the other party’s insurance company. Anything you say might be used to reduce your claim.

An attorney can help by investigating the accident, gathering evidence, negotiating with insurance companies, and ensuring you receive fair compensation. They can also represent you in court if necessary.

You can potentially seek compensation through your own insurance if you have uninsured motorist coverage. Alternatively, a lawsuit against the at-fault driver may be an option, but recovering damages can be challenging if the driver lacks resources.

Trucking Accidents

Prioritize safety and medical attention for any injuries. Call 911 to report the accident. Exchange information with the truck driver, but avoid discussions about fault. Document the scene with photos. Notify your insurance company, and consider consulting with an attorney.

Fault is determined based on evidence like police reports, witness statements, and accident scene investigations. Georgia’s comparative negligence rule applies, allowing for compensation if you are less than 50% at fault, though your compensation will be reduced by your percentage of fault.

You can claim compensation for medical expenses, lost wages, property damage, pain and suffering, and possibly punitive damages in cases of egregious negligence.

Trucking accidents may involve specific regulations like hours-of-service for drivers, truck maintenance standards, and cargo loading rules. Violations of these regulations can impact liability and compensation.

Common causes include driver fatigue, speeding, distracted driving, improper loading, mechanical failures, and lack of proper maintenance.

The log is crucial as it records hours of service, rest breaks, and can indicate violations of federal regulations, contributing to establishing negligence.

Trucking companies typically have large insurance policies. However, these insurers often aggressively defend claims, making it important to have legal representation.

The statute of limitations for personal injury claims in Georgia is two years from the date of the accident.

Yes, if the truck driver was acting within the scope of their employment. The legal doctrine of “respondeat superior” can hold the company responsible for the driver’s actions.

You can still recover damages under Georgia’s comparative negligence rule, but your compensation will be reduced by your percentage of fault.

The FMCSA sets regulations that govern the trucking industry. Violations of FMCSA regulations can be used to establish negligence in a trucking accident case.

Commercial truck insurance typically has higher coverage limits due to the greater potential for damage and injury in truck accidents.

Collect the truck driver’s information, insurance details, witness contacts, photos of the scene, police reports, medical records, and any expenses related to the accident.

An attorney can help investigate the accident, deal with insurance companies, gather evidence, and represent you in legal proceedings to ensure you receive fair compensation.

Yes, accidents involving hazardous materials can have additional implications for health and safety, and there are specific regulations governing the transport of these materials. Liability and damages can be more complex in such cases.

Pedestrian Accidents

Ensure your safety and seek medical attention, even if injuries seem minor. Report the accident to the police, gather contact information of witnesses, and document the scene with photos if possible.

Liability can vary, but often the driver of the vehicle is held liable. In some cases, the pedestrian, vehicle manufacturer, or local government may also bear responsibility.

Common causes include distracted driving, speeding, failing to yield the right of way to pedestrians, driving under the influence, and poor road conditions.

Yes, under Georgia’s modified comparative negligence law, you can still recover damages if you’re less than 50% at fault, but your compensation will be reduced by your percentage of fault.

You may recover medical expenses, lost wages, pain and suffering, and in some cases punitive damages.

The statute of limitations for personal injury in Georgia is generally two years from the date of the accident.

While not mandatory, a lawyer can help navigate the complexities of personal injury law and insurance claims, potentially increasing your chance of a favorable outcome.

You may file a claim under your own uninsured/underinsured motorist coverage if you have it, or explore other legal options for compensation.

Fault is determined by evidence such as police reports, witness statements, traffic laws, and sometimes accident reconstruction experts.

Yes, if the pedestrian acted negligently, such as jaywalking or walking while intoxicated, they can be held partially or fully liable.

Report the accident to the police immediately. You may be able to seek compensation through your own insurance or a state fund for hit-and-run victims.

Yes, drivers must exercise greater care when children are present, especially near schools and residential areas. Special rules apply when children are involved.

Avoid admitting fault, signing any documents from insurance companies without legal advice, or delaying medical treatment and legal consultation.

Settlements are typically reached through negotiations between your attorney and the insurance company. If an agreement cannot be reached, the case may go to trial.

Insurance companies often handle the financial liability of the at-fault party. However, they may seek to minimize payouts, making it crucial to have legal representation.

Premisis Liablilty

Premises liability refers to the legal responsibility of property owners to ensure their premises are reasonably safe for visitors. This includes addressing hazards that could lead to injury.

Common types include slip and fall accidents, inadequate maintenance, defective conditions, insufficient security, elevator and escalator accidents, and dog bites.

Property owners, landlords, property managers, or businesses can be held liable if their negligence led to an injury on their property.

You must prove that the property owner knew or should have known about the hazardous condition and failed to correct it, leading to your injury.

The statute of limitations is generally two years from the date of the accident.

Seek medical attention, report the incident to the property owner or manager, document the scene and your injuries, and contact a lawyer.

Yes, but there are specific procedures and shorter deadlines for claims against government entities.

A slip and fall accident occurs when a person slips, trips, or falls due to a hazardous condition, like wet floors or uneven surfaces, on someone else’s property.

Businesses may be liable if it’s proven they failed to provide adequate security measures, contributing to the criminal act.

Damages may include medical expenses, lost wages, pain and suffering, and in some cases, punitive damages.

Yes, especially if the injury resulted from an attractive nuisance, like an unsecured swimming pool.

An attractive nuisance is a hazardous condition that is likely to attract children, who are unable to appreciate the risk, such as a swimming pool or trampoline.

If you are found partially at fault, your compensation may be reduced by your percentage of fault, as long as you are less than 50% responsible.

Trespassers have limited rights, but you may still have a claim if the property owner acted willfully or wantonly.

Property owners’ insurance typically covers premises liability claims, but dealing with insurers can be complex and may require legal assistance.

Proving negligence involves showing that the property owner had a duty of care, breached that duty, and caused your injury.

Landlords can be liable if it’s shown they were negligent in maintaining the property, leading to the injury.

Duty of care refers to the legal obligation of property owners to maintain a safe environment for visitors.

Yes, if you can demonstrate that your emotional distress is a direct result of the injury sustained on the property.

The friend’s parents or homeowners may be liable if the injury was due to a hazardous condition they should have addressed.

Uninsured/Underinsured Motorist

UM/UIM coverage is a part of your auto insurance policy that provides protection if you’re in an accident with a driver who either has no insurance (uninsured) or insufficient insurance (underinsured) to cover your damages.

In Georgia, insurance companies are required to offer UM/UIM coverage as part of their policies, but it’s optional for drivers. You can decline this coverage in writing.

If you’re in an accident where the other driver is at fault and doesn’t have enough insurance, your UM/UIM policy can cover the difference up to your policy limits.

It typically covers medical expenses, lost wages, pain and suffering, and sometimes property damage, depending on your policy.

Yes, UM/UIM coverage can be used in hit-and-run accidents where the at-fault driver is not identified.

‘Stacking’ allows you to combine the UM/UIM limits of multiple vehicles on your policy for a higher coverage limit, while ‘non-stacking’ limits you to the coverage for one vehicle.

Notify your insurance company immediately after the accident. Provide all necessary documentation, including the police report and details about the other driver (if available).

The limits vary based on your policy. Georgia law requires insurers to offer UM/UIM coverage at least equal to the state’s minimum liability limits unless you choose a lower limit or decline the coverage.

Yes, you can negotiate with your insurance company. It’s often beneficial to have a lawyer to help negotiate fair compensation.

While not required, a lawyer can help navigate the claims process, deal with the insurance company, and ensure you receive fair compensation.

Wrongful Death

A wrongful death claim is a legal action brought when someone dies due to the negligence or wrongful act of another party.

In Georgia, the deceased’s spouse, children, or parents, or the representative of the estate can file a wrongful death claim.

Damages can include the lost wages and benefits of the deceased, medical and funeral expenses, and compensation for the loss of companionship and emotional pain and suffering.

The value is based on the full value of the life of the deceased, including tangible (financial contributions) and intangible factors (companionship).

In Georgia, the statute of limitations is generally two years from the date of death.

Yes, as the claim considers both economic and non-economic contributions, including care, companionship, and counsel the deceased would have provided.

Punitive damages are not typically awarded in wrongful death claims in Georgia, except in cases involving intentional harm or egregious conduct.

Yes, but the compensation may be reduced based on the deceased’s percentage of fault.

The settlement is distributed to the deceased’s next of kin – spouse, children, or parents, in accordance with state laws.

Yes, many wrongful death claims are settled through negotiation without going to trial.

The claim can be filed against the deceased party’s estate.

No, a wrongful death claim is a civil action for financial compensation, while a criminal case is pursued by the state for punishment.

You can still pursue a wrongful death claim. The standard of proof is lower in civil cases than in criminal cases.

The duration varies greatly depending on the complexity of the case, from several months to years.

Yes, parents can file a claim for the wrongful death of a child, considering the child’s potential lifetime earnings and companionship.

A wrongful act can be any negligent, reckless, intentional, or criminal act that leads to death.

Siblings can only file if there is no surviving spouse, child, or parent of the deceased.

Yes, wrongful death claims are often covered by liability insurance policies held by individuals or businesses.

If the death occurred at work, it might be covered by workers’ compensation, but a separate wrongful death lawsuit can also be pursued in certain circumstances.

Settlements are typically paid as a lump sum or through structured settlements over time, depending on the agreement.

Medical Malpractice

Medical malpractice occurs when a healthcare professional provides treatment that falls below the accepted standard of care in the medical community, leading to injury or death of a patient.

Doctors, nurses, medical technicians, hospitals, and other healthcare providers can be held liable for medical malpractice.

Misdiagnosis, surgical errors, medication errors, birth injuries, failure to treat, and lack of informed consent are common examples.

If you suffered an injury or worsened condition due to a medical professional’s negligence or error, you might have a case. Consultation with a legal expert is recommended for assessment.

Generally, you have two years from the date of injury or death to file a lawsuit, but there are exceptions that can extend this period.

Standard of care is determined by the level of care, skill, and treatment which is recognized as acceptable and appropriate by reasonably prudent similar healthcare providers under similar circumstances.

Damages can include medical expenses, lost wages, pain and suffering, and sometimes punitive damages in cases of gross negligence.

Yes, if hospital employees (like nurses or technicians) committed the malpractice, or if the hospital was negligent in granting privileges to an incompetent doctor.

Informed consent means that a patient has been fully informed about the potential risks, benefits, and alternatives of a treatment or procedure before it is performed.

Yes, if the misdiagnosis leads to improper treatment, delayed treatment, or no treatment, and results in injury or worsening of the condition, it can be considered malpractice.

Proving negligence involves establishing the healthcare provider’s duty of care, a breach of that duty, causation, and resulting damages.

Yes, the surviving family members or representatives of the deceased’s estate can file a wrongful death lawsuit due to medical malpractice.

A medical expert witness is a healthcare professional who testifies about the medical standard of care and how the defendant deviated from that standard. They’re crucial for establishing negligence.

Georgia does not have caps on compensatory damages in medical malpractice cases, but punitive damages are capped in most cases.

Yes, many medical malpractice cases are settled out of court through negotiations between the parties involved.

Georgia law does not require a Medical Review Panel for malpractice cases. However, an attorney might use a panel for advice on the merits of a case.

The length varies greatly depending on the complexity of the case and whether it settles out of court or goes to trial.

At Swain Law Group, we work on a contingency fee basis, meaning we only get paid if you receive a settlement or win at trial.

Yes, if a pharmacist’s negligence (like incorrect dosage or medication) leads to harm, they can be sued for medical malpractice.

Document all aspects of your treatment, seek a second medical opinion, and consult with a qualified medical malpractice attorney to discuss your legal options.